Cookie Policy

Rizzo, Farrugia & Co. (Stockbrokers) Limited Cookie Policy

1. Introduction

The General Data Protection Regulation (EU) 2016/679 (GDPR) and the Data Protection Act 2018 (Cap 586 of the Laws of Malta) regulate the processing of personal data whether held electronically or in manual form. Rizzo, Farrugia & Co. (Stockbrokers) Limited (“Rizzo, Farrugia”, “us”, “we”, or “our”) is set to fully comply with the Data Protection Principles as set out in such data protection legislation.

Rizzo, Farrugia uses cookies and tracking technologies on the website (the “Website”) and we are committed to respect the privacy of visitors using our Website. Our Cookies Policy (the “Policy”) explains what cookies are, how we use cookies, how third parties we may partner with may use cookies on the Website, your choices regarding cookies and further information about cookies.

Rizzo, Farrugia implements appropriate physical, electronic, managerial and disciplinary procedures that protect the information from unauthorised access, the maintenance of data accuracy and the appropriate use of information.


2. What are cookies

A cookie is a small text file (typically numbers and letters) that is downloaded onto ‘terminal equipment’ (e.g. your computer or smartphone) when the user accesses a website using that device. Cookies are then sent back to the originating website on each subsequent visit – and they are useful because they allow a website to recognise a user’s device and store some information about your preferences or past actions.

Cookies are widely used to make websites work in an efficient way. They allow you to navigate between pages efficiently, remember your preferences and make the interaction between you and the site smoother and more efficient.

Some cookies are needed for the sole purpose of carrying out the transmission of a communication over an electronic communications network – others may be necessary for the provision of a service over the internet, in which case they have to be used. Other cookies may be desirable to improve your experience, in which case we will ask you for your consent to use them.

Apart from the information you provide us with when using our Website, other information is passively collected from you (without you actively furnishing such information) when you navigate through the website. We use various technologies and navigational data collection methods to gather such passive information for various reasons, for example to track how many visitors access our website, the date and time of their visit, the length of their stay and which pages they view. The passive information also aids us to determine which web browsers our visitors use and the address from which they accessed our website. This technology does not identify you personally.

We assure you that, unless you have consented, such passive information shall not be combined with personally identifiable information collected elsewhere by our website.

2.1 Setting and Storing Cookies:

Cookies may be set either by the website you are visiting (“first party cookies”) or by third party websites who run content on the website you are looking at (“third party cookies”).

They may be stored either for the duration of your visit to the website or for repeat visits. We will use the following terms to describe the storing of cookies:

Session cookie: A cookie that allows us to link your actions during a browser session. A browser session starts when you open the browser window and finishes when you close it. Session cookies are created temporarily and are deleted once the browser window is closed.

Persistent cookie: A cookie that remains on your Device for the period of time specified in the cookie and activated each time you visit the website that created that particular cookie.


3. How we use cookies

We use cookies to improve your user experience, enable certain functions of the Website, such as, navigation and access to secure areas of the Website, aggregate statistics about the number of visitors to the Website and obtain data about how the Website is being used. This data enables us to develop and optimise the Website.

Cookies may either be deleted automatically when the user closes their web browser (so-called “session cookies”) or stored on the user’s computer to facilitate future visits to the Website (so-called “permanent cookies”). Permanent cookies will also be automatically deleted after a specified period of time.


4. What cookies do we use?

We use the following types of cookies that are placed on the Website, their function, who is the provider, the purposes for which the data are collected and how long data collected by cookies are kept. Please note that the names of the cookies may change over time:


5. What are your choices regarding cookies?

When you visit the Website, you will be requested to accept or manage your cookie settings. We can store cookies on the user’s device if they are strictly necessary for the operation of this site, however, for all other types of cookies, we need to obtain the consent of the user.

Please note that you may change your mind at any time and may delete cookies or refuse to accept them. If you delete or refuse cookies you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.


6. How can I change cookie preferences?

Apart from setting cookie preferences from the Cookie Banner on our Website, or at the footer as may be applicable, you can control and/or delete cookies as you wish from your browser settings.

You can delete all cookies that are already on your device and you can set most browsers to prevent them from being placed. If you do this, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work.


7. Changes to this Policy

We may update this Policy from time to time. If we make significant changes to this Policy, we will let you know accordingly. However, it is advisable to regularly check this Policy to ensure you are aware of the most updated version. This version was last updated on 17/05/2023.

Learn more about who we are, how you can contact us and how we process personal data in our Privacy Policy.